group of smiling senior friends outside do annuities work

Learn More About Annuities

We know that planning for retirement can seem overwhelming. Many people put it off and wait too long. However, there are a lot of choices to make. Are you sure your money is being kept in the best account to suit your needs? Will it last you your entire retirement? Are you at risk of losing it all? If these questions are major concerns of yours, annuities may be of interest to you.

An annuity is an insurance product. It is a contract between yourself and an insurance company. There are a few different types of annuities. Generally, one may be beneficial to you if simplicity is something you look for in a retirement strategy.

seniors hiking are annuities safe

Annuity Myths

Certain myths tend to surround annuities. Some financial professionals may have told you that annuities are bad. Why is that? Well, for one thing, it's important to remember that not all of these products are identical. Some annuity products, like variable annuities, are just as risky as buying stocks: If the stock market drops, so could your principal. However, not all of these products are like this. Some are better suited to someone with lower risk tolerance, but still looking for reasonable rates of return.**

Get to Know Your Options

The best way to learn about all your options is to become educated about annuities and how they work. Especially when it comes to the different benefits available to you. Not all annuities are equal, so it's important to know the differences between them. We can help with this. We believe in being upfront and straightforward with clients about how things work: We'll give you all the necessary details of any product we recommend.

Red Line/Green Line

Some people don’t mind the “ups and downs” of the stock market or the red line.

Many people, however, are looking for a way to avoid the risks of the stock market while still reaping the benefits. In other words, the ups without the downs. That’s the green line.

Our team can provide you with “safe money” options. Annuities may be one example of this. We can help you feel secure about your future. Contact us to learn more.

Understand Your Options

We want our clients to fully understand all of their options when it comes to saving for retirement. Every client's situation, goals, and needs are different. As a result, everyone's retirement strategy is different. Could an annuity serve as part of your strategy?

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